Household Property - Houses
Covered under the policy are the residential building, as well as farm buildings and other premises of special type and the adjoining fences, gates, swimming pools etc.
The basic cover provides insurance indemnity for loss or damage resulting from:
- fire (including the consequences of extinguishing the fire);
- explosion of vessel under pressure;
- impact from motor vehicle or manned aerial device, or any parts or cargo falling therefrom.
Against payment of additional premium the following risks can be covered as well:
- storm, hurricane;
- hail;
- flood;
- falling trees and branches;
- pressure from natural drifts of snow and ice;
- escape of water resulting from damage to pipes and drains;
- malicious damage of third parties (vandalism);
- impact from animal or motor vehicle, not belonging to the insured;
- theft;
- earthquake;
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