BULSTRAD CASCO STANDART
BULSTRAD CASCO STANDARD is a quality basic product, with a combination of risks designed to provide optimum protection for your vehicle at a competitive price.Depending on your personal preferences, we can add further covers and solutions. It applies to all vehicles regardless of their age.
INSURANCE COVER encompasses the following standard risks:
- Fire, explosion, lightning strike;
- Storm, hurricane, hail, flood, landslide, falling objects, trees and branches arising from natural disasters;
- Burden resulting from natural snow accumulation means concentration of great weight on an area due to heavy snowfall;
- Falling of ice blocks or snow masses means breakage of or sliding of a lot of snow or ice blocks when there are sudden weather changes;
- Road traffic accident;
- Damage to the insured vehicle when parked by any other vehicle;
- Damage to the insured vehicle inflicted by falling objects, aircraft, trees or branches;
- Malicious acts of third parties - scratching, drilling, spilling paint or any other chemical on the vehicle; breaking locking devices, antenna, windows, internal equipment (including insured stationary equipment additionally installed), rear-view mirrors, emblems and strips originally installed by the manufacturer; cutting or tearing of tyres;
- Motor vehicle theft or burglary;
- Theft or burglary of stationary equipment additionally installed in the compartment of the vehicle against payment of additional insurance premium;
- Illegal taking of a motor vehicle with view of its exploitation;
- Arson or explosion
Against additional payment one or several of the following risk groups can be covered:
- From BULSTRAD only – Bonus Casco covers all risks besides the above, such as damage caused by rodents, animals, birds, firearms, etc.,except those excluded under the General Conditions.
- Strikes, lock-outs and any other similar acts;
- Shock wave resulting from aircraft flying at the speed of sound or at supersonic speed;
- Participation in competitions or rehearsals for them, trials, experiments, resistance tests and any other similar.
ADDITIONAL SPECIFIC COVERS are as follows:
- Road Assistance on the territory of the Republic of Bulgaria and Assistance Abroad for passenger cars npt older than 12 years.
Road Assistance provides assistance and service on site upon occurrence of an accident or breakdown of any cars, light trucks and vans.
Assistance Abroad applies for the territories of the member states of Green Card International Agreement and provides road assistance, repair, technical, medical and legal help and others upon occurrence of insurance event arising from road traffic accident, mechanical breakdown or theft of the insured motor vehicle occurred abroad.
- For the first time in BULSTRAD! Mechanical breakdown - against additional payment for passenger cars not older than 7 years.
It covers damages resulting from sudden mechanical damage only in: the engine, gear-box and/or lead (drive) axle of the insured vehicle;
- FREE! Validity abroad.
BULSTRAD CASCO STANDARD is valid for the territory of the Republic of Bulgaria, the European Union member-states and the following members of International Agreement Green Card: Principality of Andorra, Bosnia and Herzegovina, the Swiss Confederation, the Republic of Croatia, the Republic of Macedonia, the Kingdom of Norway, the Republic of Serbia, Montenegro and the Republic of Turkey
- NEW! Tires cover
- NEW! Road Assistance for the territory of Bulgaria– for land vehicles over 3.5 tonnes.
INSURANCE INDEMNITY is provided as follows:
- For vehicles up to FOUR years from manufacturing year, indemnity includes repair of the motor vehicle in a repair shop authorized by the vehicle make at the expense of BULSTRAD VIENNA INSURANCE GROUP.
NEW! BULSTRAD VIENNA INSURANCE GROUP shall indemnify vehicles without applying a deductible if they are up to FOUR years from manufacturing date.
- For motor vehicles up to THIRTEEN years from manufacturing year, indemnity includes repair of the motor vehicle in a trustworthy repair shop at the expense of BULSTRAD VIENNA INSURANCE GROUP.
At present, BULSTRAD VIENNA INSURANCE GROUP has more than 150 carefully selected trustworthy repair shops throughout the country.
- Based on express and adequate expert opinion requested by the INSURED.
Insurance premium is paid in full or in up to 4 installments without any appreciation, in cash or by bank transfer within one calendar year.
COMBINATION OF DISCOUNTS:
BULSTRAD VIENNA INSURANCE GROUP offers a real chance for reducing insurance premium by up to 35% if combining the following discounts:
- One off payment – 5% DISCOUNT
- No claims in the previous year – 10% DISCOUNT
- Experienced driver between 40 and 50 years of age – 5% DISCOUNT
- Experienced driver over 50 years of age – 10% DISCOUNT
- If a trustworthy repair shop is chosen instead of exercising the right for an official repair shop of the vehicle make – 10% DISCOUNT
- When choosing indemnification by an expert opinion instead of trustworthy repair shop – 15% DISCOUNT;
- For new clients of the Company for this insurance or in case the insurance has been discontinued for more than one year - 5% DISCOUNT
- NEW! For the first time in the market! LOYAL CLIENT
For signing a three-year insurance contract with BULSTRAD VIENNA INSURANCE GROUP. Upon renewal of insurance contract and payment of insurance premium for the second and third consecutive year and total amount of the damages for the previous insurance year less than the insurance premium - up to 10% DISCOUNT for the second year and up to 20% DISCOUNT for the third one.
- COMBINED PRODUCT
Policyholders of any of the following insurances valid in BULSTRAD VIENNA INSURANCE GROUP: MOTOR THIRD PARTY LIABILITY; Property insurance; Carrier’s Liability;GAP insurance get 5% off.
- NEW! For the first time in the market! CASH BACK DISCOUNT
If the insured motor vehicle has crossed more than 8,000 km and suffered no damage in the last year, BULSTRAD VIENNA INSURANCE GROUP shall refund part of the premium – BGN 100 upon renewal of the insurance policy.
For no damages, in advance before the commencement date of the policy - 15% DISCOUNT.
The advance bonus shall be refunded only if a claim for indemnity is filed during the policy validity.
THE OPTION TO SELECT YOUR DEDUCTIBLE
- An amount of BGN 150 per damage – discount of up to -12% from the standard tariff
- An amount of BGN 250 per damage – discount of up to -15% from the standard tariff