Insured under this policy is the yield of agricultural crop, fruit-bearing perennial plants (orchards and vineyards), vegetables, medical and oil-yielding plants, grown in the open air or in greenhouses.
The insurance can be taken out till the 20th June of the current year, for tobacco – till the 15th July, both by individuals or legal entities, owners or leaseholders.
Covered under the policy is material damage to agricultural crops, resulting from the following risks: HAIL and HAIL in combination with:
- Storm and torrential rain;
- Fire on root;
- Frost/pulling out.
The additional risks mentioned under 1-4 are optional.
In addition to the standard exclusions the policy will not cover any loss, resulting from drought, diseases, chemicals and preparations, rodents, insects, animals and birds; biological aging and natural withering.