BULSTRAD CASCO STANDART
BULSTRAD CASCO STANDARD is a new quality base product which offers a set of standard risk covers and provides optimum protection for your motor vehicle at a competitive price. Depending on your personal preferences, we can add further covers and solutions.
It applies to all vehicles regardless of their age.
INSURANCE COVER encompasses the following standard risks:
- Fire, explosion, lightning strike;
- Storm, hurricane, hail, flood, landslide, falling objects, trees and branches arising from natural disasters;
- Burden resulting from natural snow accumulation means concentration of great weight on an area due to heavy snowfall;
- Falling of ice blocks or snow masses means breakage of or sliding of a lot of snow or ice blocks when there are sudden weather changes;
- Road traffic accident;
- Damage to the insured vehicle when parked by any other vehicle;
- Damage to the insured vehicle inflicted by falling objects, aircraft, trees or branches;
- Malicious acts of third parties - scratching, drilling, spilling paint or any other chemical on the vehicle; breaking locking devices, antenna, windows, internal equipment (including insured stationary equipment additionally installed), rear-view mirrors, emblems and strips originally installed by the manufacturer; cutting or tearing of tyres;
- Motor vehicle theft or burglary;
- Theft or burglary of stationary equipment additionally installed in the compartment of the vehicle against payment of additional insurance premium;
- Illegal taking of a motor vehicle with view of its exploitation;
- Arson or explosion;
Against additional payment one or several of the following risk groups can be covered:
- Strikes, lock-outs and any other similar acts;
- Shock wave resulting from aircraft flying at the speed of sound or at supersonic speed;
- Participation in competitions or rehearsals for them, trials, experiments, resistance tests and any other similar.
ADDITIONAL SPECIFIC COVERS are as follows:
- Road Assistance on the territory of the Republic of Bulgaria and Assistance Abroad.
Road Assistance provides assistance and service on site upon occurrence of an accident or breakdown of any cars, light trucks and vans.
Assistance Abroad applies for the territories of the member states of Green Card International Agreement and provides road assistance, repair, technical, medical and legal help and others upon occurrence of insurance event arising from road traffic accident, mechanical breakdown or theft of the insured motor vehicle occurred abroad.
- For the first time in BULSTRAD! Mechanical breakdown - against additional payment
It covers damages resulting from sudden mechanical damage only in: the engine, gear-box and/or lead (drive) axle of the insured vehicle;
- FREE! Validity abroad.
BULSTRAD CASCO STANDARD is valid for the territory of the Republic of Bulgaria, the European Union member-states and the following members of International Agreement Green Card: Principality of Andorra, Bosnia and Herzegovina, the Swiss Confederation, the Republic of Croatia, the Republic of Macedonia, the Kingdom of Norway, the Republic of Serbia, Montenegro and the Republic of Turkey.
INSURANCE INDEMNITY is provided as follows:
- For vehicles up to FOUR years from manufacturing year, indemnity includes repair of the motor vehicle in a repair shop authorized by the vehicle make at the expense of BULSTRAD VIENNA INSURANCE GROUP.
NEW! BULSTRAD VIENNA INSURANCE GROUP shall indemnify vehicles without applying a deductible if they are up to FOUR years from manufacturing date.
- For motor vehicles up to THIRTEEN years from manufacturing year, indemnity includes repair of the motor vehicle in a trustworthy repair shop at the expense of BULSTRAD VIENNA INSURANCE GROUP.
At present, BULSTRAD VIENNA INSURANCE GROUP has more than 150 carefully selected trustworthy repair shops throughout the country.
- Based on express and adequate expert opinion requested by the INSURED.
Insurance premium is paid in full or in up to 4 installments without any appreciation, in cash or by bank transfer within one calendar year.
COMBINATION OF DISCOUNTS:
BULSTRAD VIENNA INSURANCE GROUP offers a real chance for reducing insurance premium by up to 50% if combining the following discounts:
- One off payment – 5% DISCOUNT
- No claims in the previous year – 15% DISCOUNT
- Experienced driver between 40 and 50 years of age – 5% DISCOUNT
- Experienced driver of 50 years of age – 10% DISCOUNT
- If a trustworthy repair shop is chosen instead of exercising the right for an official repair shop of the vehicle make – 10% DISCOUNT
- When choosing indemnification by an expert opinion instead of trustworthy repair shop – 15% DISCOUNT;
- New client for the company or if no insurance policies have been concluded with the company in the last year– 5% DISCOUNT
- NEW! For the first time in the market! LOYAL CLIENT
For signing a three-year insurance contract with BULSTRAD VIENNA INSURANCE GROUP. Upon renewal of insurance contract and payment of insurance premium for the second and third consecutive year and total amount of the damages for the previous insurance year less than the insurance premium - up to 10% DISCOUNT for the second year and up to 20% DISCOUNT for the third one.
- COMBINED PRODUCT
Policyholders of any of the following insurances valid in BULSTRAD VIENNA INSURANCE GROUP: MOTOR THIRD PARTY LIABILITY; BULSTRAD BONUS CASCO; BULSTARD CASCO STANDARD; BULSTARD CASCO EXPRESS; Property insurance; Carrier’s Liability get 10% off.
- NEW! For the first time in the market! CASH BACK DISCOUNT
If the insured motor vehicle has crossed more than 8,000 km and suffered no damage in the last year, BULSTRAD VIENNA INSURANCE GROUP shall refund part of the premium – BGN 100 upon renewal of the insurance policy.
For no damages, in advance before the commencement date of the policy - 20% DISCOUNT.
The advance bonus shall be refunded only if a claim for indemnity is filed during the policy validity.
Advance bonus can be used only together with a deductible clause at the discretion of the client.
- BGN 150 for each and every damage – up to 12% DISCOUNT and
- BGN 250 for each and every damage - up to 33% DISCOUNT
Together with Advance Bonus, the insurance premium is reduced by up to 40%.