Tourist Insurance   

Tourist Insurance

 

Travel Assistance - Bulstrad Travel Package

Regarding any events taking place abroad and covered under the insurance conditions, you need to contact the Assistance company by calling: +359/2/8 197 197.

The basic clause of this insurance takes care of Medical Expenses. It covers medical, surgical, pharmacy and hospital expenses incurred under medical prescription, which have arisen in relation to emergencies and are related to the occurrence of the risks of accident and sudden illness.

The limits of the insurance policy are selected individually and depend on travel destination and duration. Most often, the insurance is concluded for limits between EUR 10,000 and EUR 30,000.

Additional coverage can be obtained with this insurance, under the following clauses:

  • Legal assistance
  • General third-party liability
  • Cancellation, interruption of extension of the voyage
  • Delay, damage, loss or theft of luggage or documents
  • Family
  • Search and rescue expenses
  • Additional assistance services
  • Accident abroad

The insurance is designed for Bulgarian citizens and foreigners with permanent or long-term residence on the territory of the Republic of Bulgaria, who are not older than 75 years at the time of the insurance conclusion. Persons over that age may be insured, after payment of an additional premium determined by the Insurer.

The insurance needs to be concluded before the first date of travel. 

In case you have selected the clause “Cancellation, interruption of extension of the voyage,” it may be included in the insurance contract not later than 5 (five) working days after the day of the respective full or partial payment of the tourist trip contract, purchase of a flight ticket or another transport ticket, or the payment of hotel stay, as long as there are no less than 48 (forty-eight) hours left until the first day of the journey. The due premium amount should be paid before this final payment day.

Yes. The insured persons can be named individually in the policy or in an attached list, if their number is bigger.

Discounts are offered on conclusion of a group insurance, depending on the number of insured persons.  

Yes, and you will need to have with you the information necessary for conclusion of the insurance.

The payment for the insurance can made online through the website of Bulstrad, or directly at any of the company offices.

The insurance will be generated electronically and you will be able to print it out or save it as a file.  

You may cancel an already concluded insurance by sending a written request through the website of Bulstrad or making a visit to our agencies.

In order to register a claim for payment of insurance indemnity, it is mandatory to present the following:

1. Notice of an occurred insurance event, on a template of the Insurer, with a brief written statement of the circumstances of the event.

2. Filled in and signed medical form from the attending physician;

2.3. In case of death: death certificate, certificate of heirs;

2.4. Original copies of proof-of-cost documents about the incurred costs and a written request from the medical establishment for direct payment of the costs.

Medical and proof-of-cost documents should be accompanied with a copy translated in Bulgarian through a licensed translation agency. The costs incurred will be reimbursed by the Insurer.

7 (seven) days, starting from the date of arrival on the territory of the Republic of Bulgaria.

The claim may be filed by another person, but the insurance indemnity can be paid only to the insured person.

 

Tourist Insurance for the territory of the Republic of Bulgaria

The basic cover of this insurance is for death or permanent disablement due to an accident.

In consideration of additional premium paid by the insured/insuring person, the INSURER will provide compensation to the insured for the following extended covers:

Medical expenses, rescue and repatriation costs

  • Theft and damage to personal luggage and money
  • Cancellation of the journey or a shorter period of the stay
  • Delayed arrival
  • Legal expenses
  • Third-party liability for damage caused to other parties
  • Motor assistance when travelling by car
  • Mountain accident assistance

The insurance is provided for persons of up to 74 years of age.

The insurance needs to be concluded before the first date of the journey. 

Yes, it is possible to conclude a group policy.

The payment for the insurance can made online through the website of Bulstrad, or directly at any of the company offices.

You can cancel an already concluded insurance, by sending a written request through the website of Bulstrad or by making a visit to our agencies.

The claim may be filed by another person, but the insurance indemnity can be paid only to the insured person.

 

Medical Insurance for foreigners on the territory of Bulgaria

The insurance period can be between one day and 1 year.

When entering or transiting through the territory of the Republic of Bulgaria, you need to have a concluded medical insurance.

Yes.

Upon occurrence of an insurance event, the Insured or the medical establishment providing medical help needs to inform the Assistance company by calling: +359/2/8 197 197.

3 (three) days from the occurrence of the event.

 

Personal Accident Insurance

Yes.

Yes.

Yes, discounts are offered for children between 2 and 19 years of age, as well as for groups over 10 persons.

The payment for the insurance can made online through the website of Bulstrad, or directly at any of the company offices.

 
About BULSTRAD
ZAD "BULSTRAD VIENNA INSURANCE GROUP"
was founded on 31 July 1961. Since then the company has developed all lines of insurance and reinsurance business, such as aviation and marine, in which we have a leading position on the Bulgarian insurance market; cargo and property, motor insurance, construction-and-erection risks, personal lines and others.

In 1967, the Company registered its broking company in London, EUROPEAN INSURANCE AND REINSURANCE BROKERS (EIRB).